Are Modular homes covered by an rural development loan?

Posted by admin on December 29th, 2009 and filed under modular homes | 1 Comment »

I am looking to buy a home and have found a great property with a modular home tied down to a solid foundation but i can’t seem to find any info on if they are allowed.

Modular homes are ALWAYS on a permanent foundation…they are treated no differently for lending purposes than traditional site-built homes.

Yes, they are eligible for rural development loans, provided they are in the right location.

Don’t confuse modular homes with manufactured homes.

Manufactured home = trailer

Modular home = a stick-built home built in a factory and moved to the location.

One Response

  1. Expert Realtor Says:

    Modular homes are ALWAYS on a permanent foundation…they are treated no differently for lending purposes than traditional site-built homes.

    Yes, they are eligible for rural development loans, provided they are in the right location.

    Don’t confuse modular homes with manufactured homes.

    Manufactured home = trailer

    Modular home = a stick-built home built in a factory and moved to the location.
    References :

Leave a Comment

Please note: Comment moderation is enabled and may delay your comment. There is no need to resubmit your comment.